How it works
Working capital financing provides short-term funds to cover day-to-day operating costs rather than long-term investments like real estate or heavy machinery. Repayment terms typically range from three months to two years, and lenders structure advances based on your monthly revenue, receivables, or business bank deposits. Because approval hinges on cash flow rather than collateral alone, many Tustin businesses find working capital faster to secure than traditional term loans.
Working capital
Tustin's economy blends legacy aerospace suppliers near the former Marine Corps Air Station with newer retail and hospitality ventures at The District and along Jamboree Road. Seasonal demand swings, delayed client payments, and sudden equipment repairs all strain cash reserves. Working capital loans let you restock inventory before peak shopping periods, meet payroll during slow months, or seize a bulk-purchase discount without depleting your operating account. The funding adapts to Tustin's mix of established manufacturers and emerging service providers who need liquidity on their own schedule.
Working capital
Fen Credit is a licensed commercial-loan broker, not a direct lender. We evaluate your revenue pattern, outstanding invoices, and operating cycle, then match you with lenders who specialize in working capital products that fit Tustin's business landscape. Our process compares advance rates, repayment structures, and documentation requirements so you understand every trade-off before signing. Visit us at 1551 N Tustin Ave, Santa Ana, CA 92705, Orange, CA, or call (714) 759-2043 to discuss your cash-flow needs.
For a complete overview of working capital programs across Orange County, explore our main working capital loans page. To learn about other financing options available in your city, visit our Tustin area hub. Businesses throughout the region can also review services on our Orange city hub.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.