How it works
To get a loan quote, call (714) 759-2043 with your business revenue, time in operation, and funding amount in mind. We'll ask about collateral, credit profile, and how the capital will strengthen your operation. Most Orange business owners begin with a 15-minute phone consultation before we run scenarios across SBA 7(a), working capital, equipment financing, commercial real estate, business lines of credit, invoice factoring, and other programs.
The quote process moves faster when you prepare three documents: two years of business tax returns, recent bank statements (90 days minimum), and a profit-and-loss summary. If you're buying equipment or property along the Tustin Avenue corridor or near the Orange Circle, bring the vendor quote or purchase agreement. For manufacturers in Cowan Heights or distributors near the 55/22 interchange, include an inventory or receivables aging report so we can evaluate working-capital structures and factoring eligibility.
We compare cost, repayment term, collateral requirements, and prepayment flexibility across every option. A term loan may cost less over five years, but a line of credit offers reuse flexibility that matters for seasonal contractors in Anaheim Hills. The numbers decide which path fits your Orange-area operation. Learn more on our About page or visit our Orange business funding hub for local context.
Get in touch
Fen Credit operates Monday through Friday, 9:00 a.m. to 5:00 p.m. Pacific. Our office sits at 1551 N Tustin Ave, Santa Ana, CA 92705, Orange, CA, roughly ten minutes south of the Orange Plaza and fifteen minutes from Villa Park via Tustin Avenue. Street parking and adjacent lot access make drop-ins manageable, though calling (714) 759-2043 ahead ensures an advisor is available to talk to an advisor when you arrive.
We meet Orange business owners at the office or by phone. If your schedule runs tight around production deadlines or retail peaks near the Outlets at Orange, a phone consultation covers the same ground without the drive. Evening and Saturday calls can be arranged for North Tustin and Placentia clients juggling operations.
Get in touch
Gather financial documents, clarify your funding amount, and outline how the capital will be deployed. We'll review revenue trends, existing obligations, and collateral to map program eligibility. The more detail you share upfront, the faster we narrow the field and model repayment scenarios that protect cash flow.
If you're ready to start, apply for funding online or call (714) 759-2043. Either path leads to the same advisor-led process. No email inquiries are accepted; phone and in-person consultations ensure we capture every trade-off and answer follow-up questions in real time.
Fen Credit
1551 N Tustin Ave, Santa Ana, CA 92705
Mon-Fri 8-6
Reach us
Prefer to talk it through first? Call a local advisor and we will ask a few questions about your business, then let you know whether your profile fits commercial programs.
We are a broker, not a lender. There is no cost to apply and no obligation.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.